Dave Ramsey says you can save money by raising your car insurance deductible. We did the math to see if it works
Dave Ramsey says you can save money by raising your car insurance deductible. We did the math to see if it works Aditi Ganguly Sun, July 26, 2026 at 5:45 AM PDT 8 min read The Ramsey Show Highlights/Youtube Moneywise and Yahoo Finance LLC may earn commission or revenue through links in the content below. With the price of everyday essentials like gas and groceries rising, Americans will take a little respite wherever they can get it. Recently, Dave Ramsey offered up an unexpected way to save on car insurance on his radio show that counterintuitively involves taking on more risk (1). In response to a listener's question about whether to lower or increase their car insurance deductible, he suggested raising it in order to pocket the savings they'd earn on their monthly premium. Must Read Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 6 ways to build wealth like a landlord without actually being one JPMorgan still sees gold hitting $5,00...
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