Bilt Cards 2.0 review: Are they better than the original — and can you still earn points on rent?
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure . Bilt Cards 2.0 review: Are they better than the original and can you still earn points on rent? Ben Walker (CEPF, CFEI ) Senior Writer, Credit Cards Updated Thu, June 25, 2026 at 3:58 PM PDT 11 min read With a transition from Wells Fargo to Cardless and Column N.A. Bank, Bilt has introduced its Bilt Card 2.0 setup, featuring three new Bilt credit cards: the Bilt Blue Card ( see rates & fees ), Bilt Obsidian Card ( see rates & fees ), and Bilt Palladium Card ( see rates & fees ). The annual fees range from $0 to $495 ( see rates & fees ), and all three cards offer ways to make rent and mortgage payments without transaction fees. However, the process is more confusing than it was on the Bilt Card 1.0, as you now have to spend on the new Bilt Cards to earn points on rent and mortgage payments. At first glanc...
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